Already have a mortgage with us?
Whether you're a first-time homebuyer, wanting to refinance your existing home or looking to upgrade to the home of your dreams, Bank of Texas Mortgage has a solution to meet your needs. Plus, our local expert Mortgage Bankers are committed to be with you every step of the way.
If you aren't sure what loan program is best for you, contact one of our mortgage bankers for expert advice.
1. Complete our Online Application.
The application will ask you questions about the home and your finances and takes less than 20 minutes to complete. As soon as you've finished the application we'll review your request for approval. If your application is approved online we'll ask you for a deposit to cover the cost of the appraisal on your home so that we can begin to process your request immediately.
After your application is completed, a Mortgage Banker will contact you to introduce themselves and to answer any questions you may have. Your Mortgage Banker is a mortgage expert and will provide help and guidance along the way. If your request wasn't approved online, they'll ask you for any information required to make a decision about your loan.
2. Prepare for Closing.
The application package will be sent to you and will contain papers for you to sign and a list of items we'll need to verify the information you provided about your finances during the online application.
We'll order the appraisal from a licensed appraiser who is familiar with home values in your area.
Title insurance will be necessary. If you are purchasing a home, we'll work with the real estate broker or seller to ensure the title work is ordered as soon as possible. If you are refinancing we'll take care of ordering the title work for you.
3. Close Your Loan.
After we receive your application package, the appraisal, and the title work, we'll contact you to schedule your loan closing. If you are purchasing a home, we'll also schedule the closing with the real estate broker and the seller.
The closing will take place at the office of a title company or attorney in your area who will act as our agent. A few days before closing your Mortgage Banker will contact you to walk through the final information.
That's it! Apply now and you’ll be on your way to the most convenient home loan ever.
Loan Programs, Rates & Fees
Closing & Beyond
For New Loans or to Refinance an Existing Mortgage:
Ft. Worth Area
Inquiries on Existing Mortgage:
Toll-Free (866) 910-5217
Toll Free (800) 974-7400
Bank of Texas Mortgage
Bank of Texas Mortgage
For banking center locations, please click here.
© 2016 Bank of Texas, a division of BOKF, NA. Member FDIC. Equal Housing Lender.