Business Certificates of Deposit
The Security of a Savings Account with Higher Returns
Want the security of a savings account with the higher returns that investments can provide? Open a CD with Bank of Texas and boost your savings today.
Secure savings and guaranteed interest rates
Enjoy higher fixed interest rates with all the security of an FDIC-insured savings account. And, you can have your interest credited back into your CD or into another account related to your business, so you can reap the benefits every quarter.
Our competitive interest rates are fixed from the day you put your money in, so your great rate is locked and you never need to wonder how much you're earning. And, most of our CDs are FDIC insured up to $250,000 — so, it's far more secure than investing in the stock market.
Interest on our Certificate of Deposit accounts is compounded and paid out quarterly. You can choose to have the interest credited to your CD or deposited into another Bank of Texas business account, like your checking or savings account.
We offer plenty of options when it comes to our terms, so even if you know you'll need to use your money soon, you can still take advantage of our competitive interest rates.
Bank of Texas Business Certificates of Deposit require a minimum opening deposit of $1,000.
There is no monthly service fee for our Business Certificate of Deposit.