Home Equity Financing

Take advantage of the equity in your home. If you know how much you need to borrow — to make home improvements, pay down debt or even take your dream vacation — this is the loan for you. And the best part, there are no closing costs.

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What Makes Our Home Equity Loans Stand Out?


With different home equity loans — and even more options for home equity lines of credit and mortgage refinancing — we offer the flexibility you need to find the loan that's best for you.

Cost Savings

We offer very competitive interest rates — and no closing costs — on all of our home equity loans, so you can keep your overall costs as low as possible.

Quick and Easy

Our closings are quick and easy. You'll also get personal attention from our Relationship Bankers, experts in helping you make the most of your home's value.

How To Leverage Your Home’s Equity

The equity in your home can be a valuable resource for your financing needs. But there are two different ways to leverage that equity. Watch this short video to help determine which option is best for you.


Our interest rates are very competitive, to help you keep your overall costs down.

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Home Equity Loans

Take advantage of the equity you've already established in your home. With a home equity loan, you can borrow up to 80% of your home's equity, so you may qualify to borrow between $5,000 and $400,000.

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If you've never applied for a home improvement loan because you didn't think you had enough equity, then this is the loan for you. Establishing equity in your home takes time, but with our 100% Home Improvement Loans, you can put your equity to work sooner.

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How Much Can I Borrow from My Home Equity?

Depending upon the market value of your home, outstanding mortgage balance, credit history and other factors, you may qualify for a home equity loan. Use this calculator to estimate your borrowing capacity.


Your Financial Resources

Bank of Texas is with you on every step of your financial journey. Here are some tips and tricks that might help you along the way.


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