The Right Loan for the Right Car
The right vehicle is vital to getting around in your everyday life. Whether you are buying a new or used vehicle or refinancing your existing, our auto loan program can help put you behind the wheel. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs. So no more banking at the dealership and wondering if you've gotten the best deal.
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Competitive Fixed Interest Rates
Our interest rates are very competitive, to help you keep your overall costs down. And, when you're pre-approved, you'll know just how much your monthly payments are, so you can budget accordingly — before you pick out a car.
Extended Repayment Plans
We offer lots of different terms for repayment, from three years all the way to six years. This way, you can find the right loan for your budget.
It couldn't be easier to use a Bank of Texas auto loan. You can apply online and once you've been approved and received your funds, you can easily make your payments with an automatic debit from your checking account. We'll always provide the knowledgeable customer service you've come to expect. And keeping track is easy, with up to seven years of Online Statements, and 18 months of transaction history at your fingertips in Online and Mobile Banking.
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Should I Lease or Purchase an Auto?
Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. Use the calculator here to help analyze the financial impact of lease versus buy. And check out additional financial resources that can help in the decision process, as well.Lease or Purchase
Find up-to-date interest rate information on all our loans.
Apply online to get pre-approved.
Call our ExpressBank at (800) 346-5312 to apply over the phone today.
Visit one of our Banking Centers to learn more about our loans and apply for approval today.