Even with a low down payment or less than perfect credit, you can still have the house of your dreams. Learn more about FHA Loans from Bank of Texas and apply today.Get Started
Get Your House — Even with a Low Down PaymentFHA Loans are backed by the Federal Housing Administration. With just 3.5% down, you can take out a mortgage and start building equity in your house.
21 Day Ready to Close
Imagine getting into a new home or refinancing your existing mortgage in less than a month. With our new 21 day ready to close, we can help you find your way home faster than ever. Let us walk you through our process.
Ideal for Home Buyers with Limited Credit
Don't let less-than-perfect credit take away your dream of owning a home. Our FHA loans require only 3.5% down if your credit score is 620 or above.
Purchase a Home with Just a Small Down Payment
We know the dream of home ownership is something most of us strive for, but sometimes saving for a large down payment is difficult to accomplish. Connect with a mortgage banker to review your situation and determine if you qualify for an FHA low down payment option.
Experienced Customer Service
Our mortgage bankers offer personalized service and are available to walk you through the whole home buying process. Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 800-947-7061. For new loan or refinance inquiries, call 888-664-2135.
Loan Comparison Calculator
In addition to the calculated monthly payments, annual percentage rate (APR) offers a good apples-to-apples comparison between loans. APR takes into account the varying discount points, closing costs and fees that are typically added into the loan amount and financed over the term of the loan. If the fees are paid "out-of-pocket" then the APR will be the same as the stated interest rate. Use this loan comparison calculator to help determine the best loan option for you.Calculator
Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!
After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.
Prepare for Closing
Close Your Loan
Have Mortgage Questions or Ready to Get Started?
Find a local mortgage banker using the link below or give us a call. If you have existing mortgage-related questions, call mortgage customer service at 800-947-7061. For new loan or refinance inquiries, call 888-664-2135. We’re here to help.Find a Mortgage Banker