FHA Loans

Even with a low down payment or less than perfect credit, you can still have the house of your dreams. Learn more about FHA Loans from Bank of Texas and apply today.

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Get Your House — Even with a Low Down Payment

FHA Loans are backed by the Federal Housing Administration. With just 3.5% down, you can take out a mortgage and start building equity in your house.

21 Day Ready to Close

Imagine getting into a new home or refinancing your existing mortgage in less than a month. With our new 21 day ready to close, we can help you find your way home faster than ever. Let us walk you through our process.

Ideal for Home Buyers with Limited Credit

Don't let less-than-perfect credit take away your dream of owning a home. Our FHA loans require only 3.5% down if your credit score is 620 or above.

Purchase a Home with Just a Small Down Payment

We know the dream of home ownership is something most of us strive for, but sometimes saving for a large down payment is difficult to accomplish. Connect with a mortgage banker to review your situation and determine if you qualify for an FHA low down payment option.

Experienced Customer Service

Our Mortgage Bankers offer personalized service and are available to walk you through the entire home buying process. Visit one of our banking centers or call our Mortgage Bankers at (866) 910-5217 today to get started.

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Loan Comparison Calculator

In addition to the calculated monthly payments, annual percentage rate (APR) offers a good apples-to-apples comparison between loans. APR takes into account the varying discount points, closing costs and fees that are typically added into the loan amount and financed over the term of the loan. If the fees are paid "out-of-pocket" then the APR will be the same as the stated interest rate. Use this loan comparison calculator to help determine the best loan option for you.

Calculator

Apply Online

Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!

After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.

Prepare for Closing

Close Your Loan

Ready to Get Started?

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Related Products and Services

Looking for another type of loan? If an FHA Loan isn't right for you, we have a variety of other products to choose from.