Money Market Accounts

How's a Money Market account different from a savings account? Our Money Market accounts earn higher interest rates than our standard accounts, so your money works harder for you.

Open Now
Schedule an Appointment

Premium Interest Rates for Higher Balances

You've saved wisely — now reward yourself with a higher-interest Money Market account with all the perks. Our Money Market accounts offer higher interest rates than a standard savings account, with all the same flexibility. Bank of Texas has two different Money Market accounts to fit your needs: the Premier Money Market account and the Personal Money Market account.

Accounts Description Special Features Monthly Maintenance Fee

This standard money market account offers competitive interest rates and a low minimum balance requirement.

Simple Guide to Personal Money Market | Rates

  • A low $50 minimum to open
  • Competitive interest rates
  • Free check images with your monthly statement
  • Access to Free Online Banking
  • Eligible for QuickSave

There is a low monthly service fee of $7.95 if the average collected balance falls below $1,000.

This account pays premium interest rates for maintaining higher balances, or with a Select or Premier Checking relationship, while offering check writing convenience.

Simple Guide to Premier Money Market | Rates

Everything you get with the Personal Money Market account, plus:

  • 0.05% higher interest rate with a Premier or Select Checking account
  • Free incoming domestic wires
  • Free check writing privileges
  • Tiered-interest rates that increase based on the amount you have in savings

There is a $15 monthly maintenance fee if the average collected balance falls below $10,000.

Competitive Interest Rates

Our Money Market account interest rates are higher than the standard savings account rates, so you can make your money work for you. With a Premier Money Market account, the more you save, the higher the interest you'll earn. Plus earn an even higher rate with a Select or Premier Checking account. Visit our deposit rates page for more information.

Deposit Rates

Automated Savings

Reach your goals faster using QuickSave. Every time you use your debit card for a qualifying purchase, we'll automatically transfer an amount of your choosing into savings — and we'll even match a portion of what you save.


Bonus Perks for Premier Money Market Clients

Clients with Premier Money Market accounts receive even more perks, including free check writing privileges and free incoming domestic wires, so you can move money into and out of your account quickly and easily*.

Ready to Get Started?

Once you've selected the Money Market account that's right for you, simply contact us or open your account online today.

Schedule An Appointment

Related Products and Services

Looking for more options to save money? You've got it.

Your Financial Resources

Bank of Texas is with you through every step of your financial journey. Here are some tips and tricks that might help you along the way.