Savings Accounts
What's the best way to save? The answer is, it depends. We can help you grow your money with a variety of accounts. Take a look, compare — and then open the one that's right for you, today.
Open NowWhat's the Best Way to Save
What's "best" is what's right for you. And what's right for you depends on your financial goals. Choose one of the following goals that best fits your current needs, and you'll see some recommendations. Or for more options, simply compare and choose from the full list. Then, when you're ready to take the next step, we're here to help.
| ACCOUNTS | DESCRIPTION | SPECIAL FEATURES | MONTHLY FEE |
|---|---|---|---|
|
Whether you are new to saving or been doing it for years, this is the perfect account for helping you reach your financial goals. |
|
$5 Average collected balance or transfers required for $0 monthly fee How to Waive
|
|
|
This standard money market account offers competitive interest rates and a low minimum balance requirement. |
|
$7.95 Average collected balance required for $0 monthly fee How to Waive
|
|
|
Get premium interest rates for higher balances or with a Premier or Select Checking account. |
Everything you get with the Personal Money Market account, plus:
|
$15 Average collected balance required for $0 monthly fee How to Waive
|
|
|
Whether you are looking for no penalty or flexibility, we offer a variety of CD options, ranging from one week to seven years. |
Interest can be credited to CD or Bank of Texas checking, savings or money market account.
|
$0 |
|
|
If you are ready to start saving for the future, we offer a variety of IRA options, such as a Premier Money Market IRA, Traditional IRA and a Roth IRA. |
|
$10 quarterly Average collected balance required for $0 quarterly fee How to Waive
|
|
|
Great intro account for children. |
|
$0 |
|
|
Whether you are new to saving or been doing it for years, this is the perfect account for helping you reach your financial goals. |
|
$5 Average collected balance or transfers required for $0 monthly fee How to Waive
|
|
|
Great intro account for children. |
|
$0 |
|
|
This standard money market account offers competitive interest rates and a low minimum balance requirement. |
|
$7.95 Average collected balance required for $0 monthly fee How to Waive
|
|
|
Get premium interest rates for higher balances or with a Premier or Select Checking account. |
Everything you get with the Personal Money Market account, plus:
|
$15 Average collected balance required for $0 monthly fee How to Waive
|
|
|
Whether you are looking for no penalty or flexibility, we offer a variety of CD options, ranging from one week to seven years. |
Interest can be credited to CD or Bank of Texas checking, savings or money market account.
|
$0 |
|
|
If you are ready to start saving for the future, we offer a variety of IRA options, such as a Premier Money Market IRA, Traditional IRA and a Roth IRA. |
|
$10 quarterly Average collected balance required for $0 quarterly fee How to Waive
|
Ready to Maximize Your Savings?
Consider an interest-bearing checking account so that all your money can work for you.
When Your Bank Means More to You Than Just Banking
What Makes Our Savings Accounts Stand Out?
Automated Savings
Competitive Interest Rates
Your Financial Resources
Bank of Texas is with you on every step of your financial journey. Here are some tips and tricks that might help you along the way.