Auto Loans

With an approved auto loan from Bank of Texas, you can buy your vehicle with the help of a trusted bank.

Schedule An Appointment

The Right Loan for the Right Car

The right vehicle is vital to getting around in your everyday life. Whether you are buying a new or used vehicle or refinancing your existing, our auto loan program can help put you behind the wheel. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs. So no more banking at the dealership and wondering if you've gotten the best deal.

Download our Simple Guide

Competitive Fixed Interest Rates

Our interest rates are very competitive, to help you keep your overall costs down. And, when you're pre-approved, you'll know just how much your monthly payments are, so you can budget accordingly — before you pick out a car.

Extended Repayment Plans

We offer lots of different terms for repayment, from three years all the way to six years. This way, you can find the right loan for your budget.

Easy-to-Use Loans

It couldn't be easier to use a Bank of Texas auto loan. You can apply online and once you've been approved and received your funds, you can easily make your payments with an automatic debit from your checking account. Plus, we'll always provide the knowledgeable customer service you've come to expect.


How Much Vehicle Can I Afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile. And be sure to check out additional financial resources that can help in your buying process, as well.


Should I Lease or Purchase an Auto?

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. Use the calculator here to help analyze the financial impact of lease versus buy. And check out additional financial resources that can help in the decision process, as well.

Lease or Purchase

Ready to Get Started?

Apply Now

Related Information

Loan Rates

Find up-to-date interest rate information on all our loans.

Loan Application

Apply online to get pre-approved.


Call our ExpressBank at (800) 346-5312 to apply over the phone today.

Banking Centers

Visit one of our Banking Centers to learn more about our loans and apply for approval today.

Related Products and Services

Not ready to buy a vehicle? If an auto loan isn't quite right for you, we have a variety of other products to choose from.