100% Home Improvement Loans
A Home Loan for the Full Value of Your Equity
If you've never applied for a home improvement loan because you didn't think you had enough equity, then this is the loan for you. With our 100% Home Improvement Loans, you can put your equity to work sooner and begin those long awaited home improvements.
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Maximize the Equity in Your Home
Now there's no need to wait to build up your equity. As long as you know how much money you need, you can borrow up to 100% of your home’s available value, and receive a single advance of funds.
Save on Closing Costs — And Your Taxes
Our 100% Home Improvement Loans come with no closing costs, saving you hundreds of dollars. And, because most personal interest deductions have been eliminated under current federal tax laws, you can now deduct the interest from your taxes.*
Convenient — and Affordable — Monthly Payments
If you want your payments to stay the same each month, this is the right loan for you. Plus, you can set up an automatic payment directly from your Bank of Texas checking account, so you don't have to worry about it every month. It's that easy.
The application is available online and takes less than 20 minutes to complete, and may be approved online.
After your application is completed, a Mortgage Banker will contact you to introduce themselves and to answer any questions you may have. Your Mortgage Banker is a mortgage expert and will provide help and guidance along the way.
If your request wasn't approved online, they'll ask you for any information required to make a decision about your loan.
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