Business Certificates of Deposit (CD)

Want the security of a savings account with the higher returns that investments can provide? Open a CD with Bank of Texas and boost your savings today.

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Secure Savings and Guaranteed Interest Rates

Enjoy higher fixed interest rates with all the security of an FDIC-insured savings account. And, you can have your interest credited back into your CD or into another account related to your business, so you can reap the benefits every quarter.

Secure and Consistent

Our competitive interest rates are fixed from the day you put your money in, so your great rate is locked and you never need to wonder how much you're earning. And, most of our CDs are FDIC insured up to $250,000 — so, it's far more secure than investing in the stock market.

Interest Paid Out the Way You Want

Interest on our Certificate of Deposit accounts is compounded and paid out quarterly. You can choose to have the interest credited to your CD or deposited into another Bank of Texas business account, like your checking or savings account.

Flexible Terms

We offer plenty of options when it comes to our terms, so even if you know you'll need to use your money soon, you can still take advantage of our competitive interest rates.

How to Apply

Visit one of our Banking Centers or call a Business Expert at (972) 528-4029 (Dallas), (817) 310-8326 (Fort Worth) or (832) 462-6453 (Houston) to apply. Once you've opened it, you can start using your account for all your business's needs.

Minimum Opening Deposit

Bank of Texas Business Certificates of Deposit require a minimum opening deposit of $1,000.

Monthly Fees

There is no monthly service fee for our Business Certificate of Deposit.

Who Can I Talk With?

Our Business Experts are ready and waiting to discuss your business needs. You can call them at (972) 528-4029 (Dallas), (817) 310-8326 (Fort Worth) or (832) 462-6453 (Houston), visit one of our Banking Centers or request more information online below.

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