Business Online Banking
Manage your company's finances any time, any place.
Free Online Business Banking
With Business Online Banking, you can stay on top of your company's finances, while saving time and money, allowing you to focus on running your business. Business Online Banking is free and provides you access to your linked Bank of Texas accounts.
Online Business Bill Pay
Eliminate checks, envelopes and stamps. Now you can pay virtually anyone in the country online, direct from your business checking account. It's safe, convenient and easy.
Add as Many Payees as You'd Like
Whether you're paying a monthly utility bill or your auto loan, you can do it with Online Bill Pay. Adding a payee is easy, and if they have an online account with us, they'll receive payment electronically in two business days. (Everyone else will receive a paper check in the mail in five business days.)
Make Your Life Easier with Automated Payments
It's easy to set up automatic payments for your bills with fixed amounts, like your rent or mortgage. You can set them up once and then trust that they'll go out accurately and on time every month thereafter.
Keep Track of Your Payments
With Online Bill Pay you can track the status of your payment from pending to paid, and access your complete history to see details about payments you've made in the past.
Who Can I Talk With?
When you're ready to enroll in Business Online Banking, simply let us know. Our Small Business Bankers are ready and waiting to discuss your business needs. You can call us at (214) 576-0816 (Dallas), (817) 255-2159 (Fort Worth) or (713) 578-3510 (Houston), visit one of our Banking Centers or schedule an appointment below.
Frequently Asked Questions about Mobile Deposit
Got questions? We've got answers. And, if you don't find what you're looking for, sign in to Online Banking and visit our Actions and Tools menu to send us a Secure Message or call us at (800) 346-5312.
What is Mobile Deposit?
With Mobile Deposit from Bank of Texas, you can make a deposit anytime, anywhere! Save yourself a trip to the bank by depositing checks with your phone, even after hours, simply by taking a picture. It’s easy, safe and the most convenient way to deposit checks. Make deposits anytime, anywhere.
- Enjoy the convenience of making deposits 24 hours a day, even on weekends and holidays.
- Extend the business day. Deposits received by 10 p.m. CT are processed the same business day. Deposits received after 9 p.m., on weekends or holidays will be processed the next business day.
- Access your deposited funds just as quickly. Mobile deposits are generally made available the next business day.
- Get money to the bank faster. You will save time by avoiding trips to the banking center when you use Mobile Deposit. Each deposit should typically take just a minute or two, depending on your connection speed.
Do you have any suggestions for taking good photos?
All images are reviewed for clarity and completeness. If an error is detected, the app will prompt you to retake the photo. Follow these tips to help ensure a good photo is taken:
- Ensure the area is well-lit.
- Place the check on a dark surface.
- Remove objects or other items from view.
- Make sure all four corners of the check are visible. Use the guides built into the app to help you line up the picture.
- Position the camera directly above the check.
You can also change your Mobile Deposit settings at any time by selecting the “Mobile Deposit Settings” option on the Mobile Deposits screen.
How much does Mobile Deposit cost?
There are no fees for the service. Your mobile carrier’s data charges may apply.
Will Mobile Deposit work on my phone and/or mobile device?
Mobile Deposit works on most iPhone® and Android™ phones, iPod Touch™ and iPad™.
- iOS 10.0 or higher
- OS 5.0 or higher
- Camera 2.0 megapixels or higher
How secure is Mobile Deposit?
Mobile Deposit is very secure. We use password protection and 256-Bit SSL Encryption — the same security used for Online Banking.
Why am I unable to deposit my check?
There are a few common errors that may cause your check to be rejected:
- Blurry pictures (retake your photos with a steady hand, in a well-lit area)
- Folded or torn corners
- Front image is not legible
- Routing and account numbers are unclear
- Image is too dark
Try using Mobile Deposit in a well-lit area to prevent shadows and poor image quality. Keep your hands clear of the check while taking the picture.
How many checks can I deposit using Mobile Deposit?
You can deposit as many checks as you'd like, up to your personalized deposit limit. However, you can only deposit one check at a time.
How do I make a mobile deposit?
To make a deposit please follow these steps:
- Launch the Mobile Banking App, sign in, and select “Deposits”.
- Select the account where you wish to deposit your check.
- Enter the amount of the check.
- Take a picture of the front of the check.
- Take a picture of the back of the check.
- Verify your deposit information and submit.
That's it! You’ve sent your deposit through a secure connection to Bank of Texas. You can also review your mobile deposits and see the images you’ve submitted by selecting the Mobile Banking App’s Review Screen.
When will my deposit be processed?
Deposits made before 10 p.m. CT will be processed the same business day. Deposits made after 10 p.m., or on weekends or holidays, will be processed the next business day.
For example, if you make a deposit on Saturday, the deposit would be credited to your account on Monday and available on Tuesday.
When will funds from Mobile Deposits be available?
If your deposit was accepted prior to 10 p.m. your deposit will generally be available to you the next business day. Deposits made after 10 p.m., or on weekends or holidays, will generally be processed the next business day. All deposits are subject to review and funds from your deposit may not be available for immediate withdrawal.
What happens if I mistakenly deposit the same check twice?
Bank of Texas Mobile Deposit has a built-in duplicate detection system and will notify you if the same check is entered twice.
Are there limits to how much I can deposit?
Yes, accounts currently have a rolling 30-day deposit limit. The deposit screen will display the amount you have left available to deposit in that 30-day rolling period. Additional information will be available by tapping the “info” icon displayed next to your current limit.
How do I know when Bank of Texas has received my deposit?
You will receive a confirmation message and a unique confirmation ID when your deposit has been accepted for processing. In addition, you will also receive an email with detailed information and the status of your deposit. Your recent deposit and status will also be stored in the “Deposit History” screen within the App.
What do I do with the check after it has been deposited?
After you receive confirmation that your check has been accepted for processing, store the paper check in a safe place until you have verified that the funds have been deposited into your account. Then write “VOID” on the face of the check and destroy the check.
When can I use Mobile Deposit?
You can use Mobile Deposit 24 hours a day, including weekends and holidays.