Easy. Money. $300 of it.
Easy. Money. $300 of it. You're new to banking. We’re here to help. How? By being your go-to for questions, advice, and perks you can count on — starting with a $300 bonus.1 Because you deserve to start your personal finance journey confident and secure.

Earn $300 when you open a college Access Checking account.
Between club dues, apartment decorations and that one required textbook you can’t find online, $300 can help you start the semester strong. Open your account online in as little as five minutes or mention this offer at our Alamo Heights location or over the phone. All you need is:
- $50 opening deposit
- Two forms of ID; one of which must be your student ID from any college, university, or vocational school. Accepted forms of ID.
If the requirements are met after 90 days, your bonus will be credited within the following 30 days.
Perfect for students
No monthly fees
when you choose online statements2Connect to Digital Wallets
fast, secure paymentsBlock / unblock
your debit card in secondsZelle®
send and receive money instantly3Overdraft protection
with no transfer fee4QuickSave℠
automatic savings with matching5Access cash
Free access to more than 32,000 ATMs nationwide
More about your offer
1. Customer must present proof of acceptance or enrollment from any college, university, or vocational school to qualify for the offer. Offer available to new customers only. New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per account. The offer is $300 for an Access Checking account. Student must be listed as primary owner on the new checking account.
To receive the bonus with online account opening:
a) Open a new account online;
b) email a photo of proof of acceptance or enrollment AND new account number to CollegeCash@bokf.com within 60 days of account opening;
c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
d) 10 debit card transactions within the first 90 days of account opening.
To receive the bonus with a banking center or phone (ExpressBank) account opening:
a) Open a new account either by visiting a banking center or by calling ExpressBank;
b) present proof of acceptance or enrollment from any college, university, or vocational school; and
c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
d) 10 debit card transactions within the first 90 days of account opening.
Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 12/31/2025.
2. There is no monthly service fee for Access Checking. If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting "online only," and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
3. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4. If you are enrolled in Overdraft Protection, we will automatically transfer any available funds at no charge to you from your linked savings, money market account or personal line of credit with us into your checking account at the end of any business day on which your Available Balance is less than zero. Limited to one linked savings or money market account or personal line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.
5. Learn more and view QuickSaveSM Terms and Conditions.