3.90% APY1 for the 210.
San Antonio, we're not tiptoeing into town. We're barreling in — bold offers first. Because you're built on straight talk, not small talk. And we respect that. So we ditched the pleasantries and brought 3.90% Annual Percentage Yield (APY) to the 210 instead.
Earn 3.90% APY on a four-month Promotional CD.1 Short term. Strong returns.
Whether you’re saving up for a down payment or a family vacation, investing in a high-yield deal can help you reach your financial goals faster. Open your CD with a minimum deposit of $1,000 or explore our other competitive CD offers for a secure and rewarding way to grow your savings.
Frequently asked questions
Got questions? We've got answers. And, if you don't find what you're looking for, call ExpressBank at 800-346-5312, or schedule an appointment to visit us at the banking center location nearest you.
There is no monthly fee for CDs.
Depending on your CD, you may be able to withdraw funds early without paying a penalty. Some CDs may charge a fee for early withdrawals. See your Simple Guide for specific details about your CD.
No Penalty CD:
- You may withdraw all your money, including interest earned, without any penalties, any time after the first 7 days following the date you fund your account.
Flex CD:
- Months 0 – 7: You may withdraw all your money, including interest earned, without any penalties, any time after the first 7 days following the date you fund your account.
- Months 8 - 15: Your fee will be $25 plus 3% of the amount withdrawn.
Promotional CD:
- Maturity Period is less than 365 days: Your fee will be $25 plus 1% of the amount withdrawn.
- Maturity Period is 365 days or more: Your fee will be $25 plus 3% of the amount withdrawn.
Standard CD:
- Maturity Period is less than 365 days: Your fee will be $25 plus 1% of the amount withdrawn.
- Maturity Period is 365 days or more: Your fee will be $25 plus 3% of the amount withdrawn.
Please note:
- The amount of your penalty may be deducted from principal.
- Exceptions: We will waive the penalty if your request for withdrawal to close the CD occurs during the grace period, or if the depositor passes away or is judged legally incompetent.
For more information on early withdrawal penalties, please download our Agreements and Disclosures.
We offer very competitive interest rates. View our deposit rates for more information.
You may open select CDs online. All CDs may be opened with an ExpressBanker by calling 800-346-5312, by scheduling an appointment with a banker or by stopping by one of our banking centers today.
Disclosure
1 The 3.90% Annual Percentage Yield (APY) is effective as of 10/14/2025 and is applicable to 4-month Promotional CDs. A minimum of $1,000 is required to open the account and earn the advertised APY. Penalties may be assessed for early withdrawals. The advertised interest rate is subject to change at any time without notice. Other restrictions may apply.