Personal Savings
Earn $2001 for Personal Savings using the promo code SATX26
Looking to save but don't have much to start with? With Personal Savings, you can start immediately, with just $50. Open an account and start working on your goals today.
Competitive interest rate with a low balance requirement
Whether you're starting out or starting over, you don't need to bother with high minimum balance requirements. Our Personal Savings account provides you with a competitive interest rate and all the conveniences of a Bank of Texas bank account, including QuickSave and free Online Access.
More About Personal Savings
The monthly service fee ($5.00) can be avoided if one of the following conditions are met:
- Monthly electronic transfers of at least $10 from your Bank of Texas personal checking account
- $250 minimum average collected balance for the month
- Link to Premier Checking account. (Accounts are not automatically linked. Please notify your banker which accounts should be linked.)
Generally, and subject to the exceptions and conditions in this paragraph, withdrawals may be made in person at a banking center, or via ATM, Online and Mobile Access transfer or Bill Pay transactions, pre-authorized or automatic recurring payments, telephone through ExpressBank, wire transfer, personal check or mail.
The monthly service fee ($5.00) can be avoided if one of the following conditions are met:
- Monthly electronic transfers of at least $10 from your Bank of Texas personal checking account
- $250 minimum average collected balance for the month
- Link to Premier Checking account. (Accounts are not automatically linked. Please notify your banker which accounts should be linked.)
Generally, and subject to the exceptions and conditions in this paragraph, withdrawals may be made in person at a banking center, or via ATM, Online and Mobile Access transfer or Bill Pay transactions, pre-authorized or automatic recurring payments, telephone through ExpressBank, wire transfer, personal check or mail.
Ready to get started?
Disclosures
1. All listed offers are available only to new customers whose primary physical address on the account is in the San Antonio MSA. Limit one bonus per customer. Not available to BOK Financial employees. New customers are individuals who are not currently listed as a primary or secondary account holder on the applicable account type with BOKF, NA, and have not closed the same account type with BOKF, NA within the past 180 days. Note that BOKF, NA does business in Oklahoma, Texas, New Mexico, Colorado, Arizona, Kansas, Missouri and Arkansas. Bank of Oklahoma®, Bank of Texas, Bank of Albuquerque® and BOK Financial® are trademarks of BOKF, NA.
If BOKF, NA determines that you have engaged in abuse, misuse, or gaming in connection with this offer in any way, or that you intend to do so, BOKF, NA may withhold or recover the bonus and also disqualify you from participating in future promotional offers.
To qualify for the $200 bonus:
- Open a Personal Savings account using promo code SATX26. Accounts opened without an eligible promo code will not qualify for the cash bonus.
- Within 30 days of account opening, deposit at least $10,000 in new funds not currently held at the bank.
- Beginning on day 31, maintain a balance of at least $10,000 through day 90. Personal Savings earns an Annual Percentage Yield (APY) of 0.10%. The APY is effective as of 10/21/2026 and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.
Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on February 28, 2027. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.