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Flat-Fee Financial Planning

Personal Financial Planning

Get expert guidance directly from a personal Certified Financial Planner (CFP) who coaches you throughout every step toward your financial goals and through whatever life throws your way.

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  • open wallet icon Affordable
    One flat fee. One year of professional financial planning. Couldn't be simpler.
  • phone and clock icon Convenient
    Meet with your planner and see your full financial picture anywhere and on your schedule.
  • person with checkmark Made for You
    Just working a 9-to-5? Juggling multiple businesses? Doesn't matter; we've got you.

A tailor-made financial plan (and your very own CFP) for whatever life throws your way.

Your personal Certified Financial Planner (CFP) works with you — on your schedule — to understand your complete financial picture, craft a comprehensive strategy, and coach you every step of the way.

• Focused on achieving your financial goals, needs, and wants
• On your schedule
• Fully-remote, expert financial planning

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Regular financial planning sessions on your schedule.

You'll regularly meet with your Certified Financial Planner to check in on progress, set new goals, and make adjustments for the financial road ahead.

• Check in and measure progress with your CFP
• Strategically pivot to tackle whatever life throws your way
• No extra charge: all included in your one-time flat fee

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Track your progress toward your financial goals with PLATFORM™

Keep track of your finances, assets, and your progress towards every want, need, and goal — anytime, anywhere.

• Track goals, needs, and wants
• Adjust your plans anytime alongside your CFP
• A complete view of all your finances and assets

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Gain confidence that you're on the right path, no matter how complex your finances.

Whether you're working a 9-to-5, or juggling multiple business, our CFPs have seen it all and get you on the right path toward your goals.

• Simple, straightforward pricing based on your needs
• Expert plans and guidance that adapt to events in your life
• Breathe a little easier

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Simple pricing, no surprises.

No matter how simple or complex your finances, our team of CFPs has seen it all and works alongside you for one yearly flat fee.

$1,500
One-time flat fee

Generally, for clients whose income is solely reported on a W-2.

$1,000 each following year you choose to engage.

$2,000
One-time flat fee

Generally, for clients whose income includes additional sources such as 1099 earnings, rental or real estate income, mineral royalties, etc.

$1,500 each following year you choose to engage.

How we get started together

Enroll today
Fill out our quick online form to let us know you're interested and to give us a few details on how we can best serve you.
We get the full financial picture.
As we get started together, we'll work to get a comprehensive understanding of all of your finances and assets.
Start the journey toward your goals with your CFP
We help you stay on track toward every financial goal, meeting regularly to strategically adjust to anything life throws your way.
Let's talk
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Frequently asked questions

Flat-fee financial planning offers simplified, fee-for-service financial planning. By enrolling, you are making a proactive commitment to securing your financial future – for yourself and those who matter most to you. Our goal is to build a long-term relationship rooted in trust and results, but there’s no obligation to a multi-year engagement. You have the flexibility to opt out at any time, ensuring the planning process remains aligned with your needs and goals.
Our pricing is designed to reflect the complexity of your financial situation. Clients whose income is solely reported on a W-2 typically fall into our lower pricing tier, as their planning needs are more straightforward. If your income includes additional sources, such as 1099 earnings, rental or real estate income, or mineral royalties, the higher tier may be more appropriate for your situation due to the complexity. We’ll help you determine the appropriate tier during our initial conversation to ensure your plan is tailored to your specific situation.
The time commitment is designed to be manageable and meaningful. It begins with an initial “get to know you” meeting, where we learn about your goals, priorities, and financial landscape. From there, we have three planning meetings the first year and two in subsequent years to review progress, adjust strategies, and address any new developments. These meetings are structured to provide clarity and confidence without overwhelming your schedule.
To make the most of your planning experience, we’ll provide a tailored checklist of information based on the topic of each meeting. This ensures you are only gathering what’s relevant and necessary – whether it’s income details, investment statements or estate planning documents. We’ll guide you through it step-by-step so you feel prepared and confident going into each meeting.
While your external financial partners won’t be directly involved in the planning process, it can be beneficial to share your financial plan with them, especially if they play a role in implementing certain strategies. You’re welcome to involve them at your discretion, and we’re happy to coordinate with them if that helps ensure your broader financial goals are aligned and supported.
The right time to create a financial plan can be different for everyone. In general, however, the right time is when you’re ready to take control of your money and align it with your long-term goals. If you’re earning an income, managing debt, saving for something important (including retirement), or going through a life change like a new job, home, or family, a financial plan can give you clarity and direction. You don’t need to have everything figured out or be wealthy to start, you just need a desire to make your money work for you. Ultimately, the time is right when you want more confidence, structure, and peace of mind in your financial decisions.
There are no minimum income or asset requirements for flat-fee financial planning. Financial planning is about helping you make informed decisions regardless of where you are starting from. If you’re unsure whether a financial plan is right for you, talk to us. Simply complete our contact form and a member of our team will reach out for a friendly conversation with no obligation to you.
Your financial plan will begin taking shape during the first year, with meaningful progress made through the initial meetings. While the core framework is developed early on, your plan will continue to evolve as your life, goals, and financial landscape change. This ongoing (if you choose) approach ensures your strategy stays relevant and responsive over time.
In year one, we focus on building your comprehensive financial plan. This foundational work involves deeper analysis, strategy development, and personalized recommendations – which is reflected in a slightly higher initial fee. From year two onward, the fee is reduced to reflect the ongoing nature of the relationship. These years are focused on maintaining momentum, revisiting goals, and updating your plan as your life evolves. This structure ensures you receive continued support and guidance.
Your fee covers a comprehensive, personalized financial planning experience designed to help you make confident decisions across all areas of your financial life. This structure ensures you are not paying for just a document – you’re investing in a relationship and a dynamic process that grows with you.
No, you don’t need to have an investment manager to create or benefit from flat-fee financial planning. If you are already working with an investment professional, you’re welcome to collaborate with them to implement the strategies outlined in your plan. If you’re not currently working with someone, or would like additional support, we can connect you with a trusted advisor.
Your involvement is key to ensuring the financial plan is able to reflect your goals and needs. Your CFP® will work with you initially to understand your goals and needs to develop the plan. You can take your plan and make adjustments to your spending, saving, etc. to meet your goals and utilize the plan to have discussions with any specialists who assist with your financial picture including estate planners, advisors or accountants.

You’ll be supported by a team of experienced planners with diverse specialties, including Certified Financial Planners® (CFP®s), attorneys (JDs), and Certified Divorce Financial Analysts®, among others. No matter what your needs are, whether it’s retirement, estate planning, business ownership or navigating life transitions, we have the right expertise to guide you.

Our collaborative approach ensures you receive well-rounded advice tailored to your unique needs.

If you have a question that hasn’t been addressed, we’d love to hear from you. Simply complete our contact form and a member of our team will reach out to you.

Still have questions?

Don’t stress. Let’s talk to see if flat-fee financial planning is right for you. No obligation.

Simply complete this brief form and we’ll reach out to you.

Let's talk

No matter your financial goals, we’re ready.