Credit Cards

Rewards? Cash back? Low interest rate? What do you need most from your credit card? Whatever you need, we have a credit card to suit your lifestyle.

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Compare Credit Cards for Every Situation

Whether you're looking for a credit card with more perks or lower annual fee, we have a variety of cards for you to choose from. Depending on what's important to you, one kind of credit card might make more sense than the others.

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Visa Bonus Rewards

 

If you're looking for a simple rewards card with fewer restrictions, you might like our Visa® Bonus Rewards card. Earn one point for every net dollar you spend, and get a 25% bonus* at the end of every month. Plus, you'll get $25 cash back after your very first purchase.

Visa Bonus Rewards PLUS

 

For a low annual fee, you can upgrade to our Visa® Bonus Rewards PLUS card. You'll earn one point for every net dollar you spend, plus get a 50% bonus** at the end of every month. And, you'll get $50 cash back after your first purchase.

Cash Rewards American Express Card

 

If you're a frequent driver, the Cash Rewards American Express Card might be just the thing. You'll earn up to 3% cash back on gas purchases, along with 2% cash back at supermarkets and 1% cash back on all other purchases. On top of that, you'll also get $25 cash back after your first purchase.

Travel Rewards American Express Card

 

If you love to travel, check out the Travel Rewards American Express Card. For a low annual fee, you'll earn up to triple rewards on airline purchases, and double rewards on restaurant and hotel purchases. Plus, you'll get $75 cash back after your first purchase.

Visa Platinum Card

 

If you want a lower interest rate for longer, our Visa® Platinum Card provides an extended introductory rate. It's a great way to save money on interest while you pay down your other credit card balances faster.

Secured Visa Card

 

If you're just starting your credit history, or if you've been turned down for a credit card before, the Secured Visa® Card is for you. Your flexible credit line — from $300 to $5,000 — is based on a security deposit you put down. This card helps you build credit*** with limited risk and just a low annual fee.

What Makes our Credit Cards Different?

Flexibility

With seven types of cards available at Bank of Texas, we offer the flexibility to find the card that's best for you, no matter what your credit history looks like.

Ease-of-Use

Having everything in one place is simple. You can use your credit card at nearly any business. Then monitor your purchases and pay your bills easily with Online Banking.

Perks and Extras

Our consumer credit cards come with lots of extra features, like extended warranty coverage, travel assistance, and free credit card checks for businesses that don't accept cards.

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Frequently Asked Questions

Got questions? We've got answers. And, if you don't find what you're looking for, call us at (800) 346-5312.

What credit score do I need to apply for a Bank of Texas credit card?

We offer cards for people with all different credit scores. We even have a Secured Visa Card if you're looking to rebuild your credit.

Why do you need my personal information for my credit card application?

The law requires that we must obtain and verify information about everyone who opens an account. We also use your personal information to pull your credit bureau data, which we use with information like your income to determine if a card is right for you, and if so, what your credit limit will be.

Can I allow a family member or friend to use my credit card account?

Yes. If you'd like to add an authorized user, we'd be happy to help with that, and will send you a second card for their use.

When Your Bank Means More to You Than Just Banking

We know that getting a credit card is just one financial step of many that you'll take over the years. To help you along the way, we've put together some tips and tricks for some of the other most common financial goals out there.

Related Products and Services

Looking to make a bigger purchase? If these credit cards aren't right for you, we have a variety of other products to choose from.

Your Financial Resources

Bank of Texas is with you on every step of your financial journey. Here are some tips and tricks that might help you along the way.

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