Cash in on up to $8501
Rooted in San Antonio, driven by your goals.
Open a checking and savings account inspired by tradition and made for today.
Open a personal savings and checking account to get up to $850.
Compare offers:
| Premier checking | Access checking | Personal savings | |
|---|---|---|---|
| Total bonus | Up to $8501 | Up to $6501 | $2001 |
| Account opening bonus | $650 | $450 | $200 |
| Savings add-on bonus | $200 | $200 |
Get $650 Bonus Cash1 with Premier Checking
Simply open a Premier Checking account and make qualifying direct deposits. You'll enjoy:
- Online and Mobile Access and bill pay.
- Exclusive discounts on personal loan rates and mortgage closing costs.2
- No monthly service fee3 when qualifying conditions are met.
Get $450 Bonus Cash1 with Access Checking
Open an Access Checking account and make qualifying direct deposits. Get everything you’d expect from a full-service account and more:
- Mastercard® Debit Card and access to over 32,000 Money Pass ATMs nationwide.
- Online and Mobile Access for your busy life.
- Easy payments through Zelle®.
- No monthly service fee4 when you sign up for online statements.
Get $200 Bonus Cash1 with Personal Savings
Our Personal Savings account is a great way to reach your savings goals. Get extra bonus cash just for opening your new savings account along with your checking account.
Easy ways to open your accounts:
In person: Visit your nearest branch
By phone: Call (800) 346-5312
Online:
Disclosures
1.Offer available to new customers only. A new customer is defined as an individual who is not listed as a primary or secondary accountholder on any existing checking account or Personal Savings account and has not closed a checking account or Personal Savings account within the past 180 days. Customer's primary address on the account must be in San Antonio MSA. Limit one bonus per customer.
Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on September 30, 2026. However, Bank of Texas reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.
To qualify for the $650 bonus:
- Open a Premier Checking account using promo code SA2026.
- Deposit at least $8,000 in aggregate direct deposits within the first 90 days of account opening. Person to person payments (such as Zelle) and bank to bank transfers do not count as direct deposits.
Premier Checking earns an Annual Percentage Yield (APY) of 0.02%. The APY is effective as of 04/10/2026 and may change after the account is opened. Minimum opening depositof $50. Fees may reduce earnings.
To qualify for the $450 bonus:
- Open an Access Checking account using promo code SA2026.
- Deposit at least $3,000 in aggregate direct deposits within the first 90 days of account opening. Person to person payments (such as Zelle) and bank to bank transfers do not count as direct deposits.
To qualify for the $200 bonus:
- Open a Personal Savings account using promo code SA2026.
- Within 30 days of opening your account, deposit at least $10,000 in new funds not currently held at the bank.
- Beginning on day 31 after account opening, the account balance must stay at or above $10,000 until day 90.
Personal Savings earns an Annual Percentage Yield (APY) of 0.50%. The APY is effective as of 04/10/2026 and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.