Businesses need adequate funding to thrive. There are expenses for equipment, payroll, and merchant services. Finding a bank that offers quick and knowledgeable solutions is paramount. At Bank of Texas, we provide the expertise necessary to explore diverse financial solutions for your business.

With a rich background spanning over two decades in the banking industry, Ricardo, a seasoned bilingual business banker, brings a depth of business banking experience to the table. Fueled by a genuine passion for aiding clients in achieving their financial goals, he is acknowledged for his unwavering commitment to honesty, a strong work ethic and loyalty, prompting him to go the extra mile to deliver unparalleled service. Ricardo’s personalized attention guarantees that each client receives tailored support throughout their financial journey.

He pursued his education at Houston Community College in Texas. During his spare time, he enjoys working on cars, engaging in off-roading adventures, kayak fishing and staying active in various sports.