Home Equity Line of Credit

Take advantage of the equity in your home with a Home Equity Line of Credit. Apply online now from our mobile-friendly, easy-to-use application.

Home Equity Line of Credit


10 Years Revolving - 15 Years Repayment

Disclosure - Loan Rates

The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is valid with a loan to value of 80% or less. The interest rate is variable, based on the Wall Street Journal Prime Rate, plus a margin. Margin offered is dependent on the individual's excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. Loan amount may not exceed 80% of your home's value. The minimum advance is $4,000. Rates and Terms are subject to credit approval and could change without notice.

A Flexible Home Loan for Your Changing Needs

With a Home Equity Line of Credit, you can borrow up to 80% of your home’s value. For example, if you own a home with an appraised worth of $200,000, and you still owe $90,000 on the home, then your home equity is $110,000. If your Home Equity Line of Credit qualifies you to take out 80% of the home's value, you can then borrow up to $70,000 (80% of the home value is $160,000, then subtract the $90,000 still owed on the home, and the result is $70,000).

Download our Simple Guide


Applying is simple with our mobile-friendly, easy-to-use online application. Complete your application in just minutes, whenever and wherever is most convenient for you. From securely uploading your documents to receiving the final decision, you’ll be able to manage your entire application experience online. But don't take our word for it. Check out our demo to see how easy it is to use our app.

Apply Online

Take Advantage of Low Interest Rates

You've worked hard to build equity in your home, and you deserve to be rewarded. With a Home Equity Line of Credit, take advantage of low variable rate options. Plus, you'll have a repayment term, up to 15 years.

Flexible Payment Options

With a Home Equity Line of Credit, you have access to 80% of the equity in your home at any time. When you apply for a HELOC, you may choose a monthly payment structure based on the outstanding principal plus interest or opt to only pay interest on the money you advance. This gives you flexibility and affordability.

Quick and Easy Approval, Just Once

With our one-time approval, there's no need to reapply every time you need additional funds. You simply advance on your approved credit line at your convenience. And keeping track of your HELOC is easy, with up to seven years of Online Statements, and 18 months of transaction history at your fingertips in Online and Mobile Banking.

Ready to Get Started?

Apply Online

Need help or advice?

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