With a Personal Line of Credit, you will enjoy these benefits and more:

Instant Access To Funds. A personal line of credit puts borrowing convenience in your hands. You simply write a check for whatever you need, whenever you need it. It's like writing yourself a loan.

One-Time Approval. There's no need to reapply each time you need additional funds. You simply advance on your approved credit line at your convenience.

Flexible Repayment Terms. Competitive rates and affordable payments are important factors in any borrowing relationship. With a Personal Line of Credit from Bank of Texas your rate is lower than most credit cards and you pay only 2% of your outstanding balance or $20, whichever is greater. Plus, any portion of the outstanding balance that you repay immediately becomes credit available to use again. We'll also provide an easy to read monthly statement so you can track your payments, purchases and outstanding balance.

Overdraft Protection Option. Overdraft protection covers any insufficient balance in your account up to the available amount of your approved credit limit. In the event of an overdraft, your line of credit is advanced in $50 increments to pay the check.